November 22, 2024
Use our secured loan calculator to determine your loan repayments, lender and interest rate.
Start crunching the numbers on your loan by entering the amount you want to borrow, the length of your loan, asset type, year, etc.. Our calculator can do the rest.
This is the most realistic finance broker’s tool in the market. It offers complete transparency. If your profile matches the lender’s criteria, you will receive the repayment on the loan contract. I refuse to provide misleading repayments.
Yes, if you meet that lender’s requirements, you will get the quote as displayed on the screen.
All brokers and dealerships have a “Profit margin” available, I have chosen to reduce the available income to treat everyone with equal transparently.
A soft search of each applicant is completed before applying to any lender. (most dealerships and many brokers don’t do this). This practice allows me to see what a lender will see before applying to any lender and if there is a potential problem,
A finance broker serves as an intermediary between you and a wide array of lenders, providing access to financing options that are typically unavailable to the public. By navigating the competitive asset finance market, brokers help you secure the best deals and rates.
Lenders value finance brokers because brokers know how to present loan applications in the most favorable light. By understanding your needs and crafting a compelling case, brokers enhance your chances of quick approval. Their expertise in lender assessment criteria is crucial for successful loan approval.
Finance brokers vary in their approach:
Rate Promisers: Some brokers advertise low rates and quick pre-approvals but may later explain why you don’t qualify for the advertised rate.
The sheep slaughter. Focuses on the income for each deal, picking lenders who pay the most over options that are better for the client. They typically give “high fives” to co-workers to celebrate the amount of income
The Pretenders: They advertise like brokers, collect your details and then sell them to several brokers.
Transparent Brokers (My Approach): I offer transparent, 24/7 access to the best deals tailored to your profile. There are no hidden rates or gimmicks. Just the best outcome for each client
Your best interest will be put first every time. I only set up loans only if they are the best option for the client.
I treat others like I would like to be treated myself. Just read the Google reviews or give me a call.
I do charge lower than average service fee. This is typically $770 and is included in the quoted repayments. (I am allowed to charge a lot more). There will be no charge if you do not go ahead with any loan.