Your bank’s option
Your existing bank may know the business and offer a competitive solution. It is a useful place to start, not an option I automatically dismiss.
Business finance broker
Why Use a Finance Broker?
Use your bank. Then compare the options.
Your bank may have a very good option. I can compare it with a wider panel of lenders, explain the differences and tell you honestly when the bank’s offer is already strong.
- Deal directly with me, Eric
- A practical second opinion, not a sales script
- This enquiry does not affect your credit file
Direct with Eric
I’ll tell you when the bank’s option is strong
I’m Eric Burnett. I’ll look at the purpose, the business and the available lender policies. If your bank’s offer is already the sensible choice, I’ll say so.
A broader comparison. A straight answer. No call centre.
What I’ll consider
More than an advertised interest rate
The lowest headline rate is not always the lowest-cost or most workable option. I’ll compare the parts that matter to the business.
- Purpose and amountWhat the finance needs to achieve and how much is genuinely required.
- Business profileTrading history, turnover, bank statements and credit profile where relevant.
- Structure and securityTerm, repayments, balloon, fees and whether an asset or property may support the application.
- Total fitEligibility, lender policy, speed, flexibility and the likely effect on cash flow.
What happens next
A simple, direct process
Tell me the scenario
Send the short enquiry or call me directly.
I review the options
I’ll ask only for the information needed to make a sensible comparison.
You decide
I’ll explain the practical differences. You choose whether to proceed.
Common questions
Before you enquire
Should I get a quote from my bank first?
You can, but you do not have to. If you already have a bank quote, send me the key details and I can compare the structure. If you do not, I can still review the scenario.
Does a broker guarantee approval or a lower rate?
No. Every option depends on lender eligibility, policy, credit assessment and the applicant’s circumstances. A broader lender panel may create alternatives, but it does not guarantee approval or a cheaper outcome.
Will sending the form affect my credit file?
No. This form is only an enquiry. I will explain and obtain consent before any formal application or credit check.
What types of business finance can you compare?
Depending on the scenario, I may be able to help with vehicles, equipment, working capital, business loans, overdrafts, debt refinance and property-backed business finance.
A practical second opinion
See how the options compare
Tell me what you are trying to finance. I’ll review it personally and come back to you with a straight answer.
Every application is subject to lender eligibility, policy, credit assessment, approval, rates, fees and terms. A wider lender panel does not guarantee approval or a lower rate. The example in the video explains how different lender policies can create alternatives; it is not a promise of a particular outcome. Information on this page is general and does not take into account your objectives, financial situation or needs.